The Wisdom Companies, LLC
2200 Pacific Coast Highway
Suite 312
Hermosa Beach, CA 90254
Phone: 310-937-8686
Fax: 310-868-2764
This site is operated by The Wisdom Companies, LLC. a California
Limited Liability Company with its corporate headquarters in Hermosa
Beach, California (“Wisdom“). Consumers, Brokers and Lenders
should rely on their own judgment in deciding which available loan
product best suits their needs and financial means. Consumers are not
charged a fee to use Wisdom services and are under no obligation to use
Wisdom to commence the financing process and Wisdom does not guarantee
that completing a loan quote request will result in your receiving a
loan from a Lender. Wisdom receives its compensation from the Lenders
for the goods, facilities and services actually provided by Wisdom.
Wisdom does not endorse, warrant or guarantee service or products of
any lender or broker and does not guarantee and makes no representation
regarding any rates, points and loan programs offered or advertised by
lenders and brokers. All information is subject to change without
notice. Wisdom shall not be responsible or liable for any products,
services, information or other materials displayed, purchased, or
obtained by consumers from our lender partners, including, without
limitation, any agent referrals, loan recommendations, application,
approval, pre-qualification, loan or interest rate analysis. Nothing on
this web site contains an offer, promise or otherwise, either to make a
specific loan or that any participating lender or broker will make any
loan for any purpose or on any specific terms.
The loan quote request a consumer submits is NOT an application for
credit. Rather, it is a request for a loan quotation.
The Wisdom Companies, LLC currently holds the following state licenses:
ARIZONA
Arizona State Banking Department - Mortgage Broker License No.
MB-0908386; Branch License No. MBBR-0112004
CALIFORNIA
FINANCE LENDER LICENSE 603D002
CALIFORNIA HOLDEN ACT - FAIR LENDING NOTICE
THE HOUSING FINANCIAL DISCRIMINATION (HOLDEN) ACT OF 1977 -- FAIR
LENDING NOTICE IT IS ILLEGAL TO DISCRIMINATE IN THE PROVISION OF OR IN
THE AVAILABILITY OF FINANCIAL ASSISTANCE BECAUSE OF THE CONSIDERATION
OF: (i) TRENDS, CHARACTERISTICS OR CONDITIONS IN THE NEIGHBORHOOD OF
GEOGRAPHIC AREA SURROUNDING A HOUSING ACCOMODATION, UNLESS THE
FINANCIAL INSTITUTION CAN DEMONSTRATE IN THE PARTICULAR CASE THAT SUCH
CONSIDERATION IS REQUIRED TO AVOID AN UNSAFE AND UNSOUND BUSINESS; OR
(ii) RACE, COLOR, RELIGION, SEX, MARITAL STATUS, NATIONAL ORIGIN OR
ANCESTRY. IT IS ILLEGAL TO CONSIDER THE RACIAL, ETHNIC, RELIGIOUS OR
NATIONAL ORIGIN COMPOSITION OF A NEIGHBORHOOD OR GEOGRAPHICAL AREA
SURROUNDING A HOUSING ACCOMMODATION OR WHETHER OR NOT SUCH COMPOSITION
IS UNDERGOING CHANGE, OR IS EXPECTED TO UNDERGO CHANGE, IN APPRAISING A
HOUSING ACCOMMODATION OR IN DETERMINING WHETHER OR NOT, OR UNDER WHAT
TERMS AND CONDITIONS, TO PROVIDE FINANCIAL ASSISTANCE. THESE PROVISIONS
GOVERN FINANCIAL ASSISTANCE FOR THE PURPOSE OF THE PURCHASE,
CONSTRUCTION, REHABILITATION OR REFINANCING OF ONE-TO-FOUR UNIT FAMILY
RESIDENCES OCCUPIED BY THE OWNER AND FOR THE PURPOSE OF THE HOME
IMPROVEMENT OF ANY ONE-TO-FOUR UNIT FAMILY RESIDENCE. IF YOU HAVE
QUESTIONS ABOUT YOUR RIGHTS, OR IF YOU WISH TO FILE A COMPLAINT,
CONTACT THE DEPARTMENT OF REAL ESTATE 2201 BROADWAY P.O. BOX 187000
SACRAMENTO, CA 95808-7000
CONNECTICUT
Connecticut First Mortgage Broker License No. 18651
Connecticut Second Mortgage Broker License No. 18652
FLORIDA
FLORIDA CORRESPONDENT MORTGAGE LENDER, LICENSE NO. CL 0600481
MASSACHUSETTS
Massachusetts Mortgage Broker License No. MB-4667
NORTH DAKOTA
North Dakota Money Broker License No. MB 101471
OREGON
Oregon Mortgage Broker License No. ML-4365
The Wisdom Companies, LLC has received Mortgage Broker License exemptions in the following states:
Kentucky, Texas
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